One adult can be a family
Family cover does not have to mean two parents. Subject to eligibility, a policy can include one adult and their children. Compare the overall cost and how the insurer prices additional children.
Choose the benefits that matter
Consider outpatient access, local paediatric specialists, parental accommodation and the excess you could afford. Check children’s eligibility rules, particularly where living arrangements differ.
If you already have cover
If family circumstances have changed, ask your current insurer about changing policy members and continuity before cancelling or applying elsewhere. The available options depend on the policy.
Start with your household
Tell us the number and ages of people you want to cover and whether you have an existing policy. You do not need to share detailed medical information in the initial enquiry.
Explore your options